48 Saddle Rd, Wolcott, CT 06716 Property Records

Wolcott Town property record for 48 Saddle Rd, Wolcott, CT 06716 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,541 sqft · built 1988
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Mar 2026)
Tax Bill	$7,850 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S0494500`

Property Details

APN / Parcel Number

Primary APN	`S0494500`
Alternative APN	`WOLC M:120 B:5 L:8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,541 sqft Living Area
Gross Area	3,597 sqft
1st Floor Area	929 sqft
Basement Area	929 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0494500
Street Address	48 SADDLE RD
City	WOLCOTT
State	CT
Zip	06716-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	8
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	2
Census Block	2009
Census Tract	361300

Owner

Source: Wolcott Town records · APN S0494500

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 SADDLE RD, WOLCOTT, CT 06716-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 09, 2026	Warranty Deed, Transfer FIRST WORLD MORTGAGE CORPORATION
Oct 05, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage T2 FINANCIAL LLC
Jul 08, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BESTWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2026 · Amount on Record
Deed Sale	Mar 09, 2026 · Amount on Record
Prior Sale	Oct 05, 2023 · Amount on Record
Deed Book / Page	579 / 470
Transfer Doc	0455000776
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOLCOTT CT
Recording Date	Mar 11, 2026
Property Address	48 SADDLE RD, WOLCOTT, CT 06716-2044
Document Number	000579-587
Book / Page	579 / 587
Instrument Date	Mar 06, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 SADDLE RD, WOLCOTT, CT 06716-2044

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Mar 09, 2026
Property Address	48 SADDLE RD, WOLCOTT, CT 06716-2044
Document Number	000579-470
Book / Page	579 / 470
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SADDLE RD, WOLCOTT, CT 06716-2044

Mortgage

Document Number	0000579472
Date	Mar 09, 2026
Instrument	579/472

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Oct 05, 2023
Property Address	48 SADDLE RD, WOLCOTT, CT 06716-2044
Document Number	000559-375
Book / Page	559 / 375
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000559377
Date	Oct 05, 2023
Instrument	559/377

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	48 SADDLE RD, WOLCOTT, CT 06716-2044
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	521-128
Date	Jul 08, 2020
Book Page	521/128

Lender

Name	BESTWAY MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Wolcott Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,850.00	$218,480 (-) Land $57,230 Building $161,250	$152,936 Land $40,061 Building $112,875
2024	$7,850.00 (+12.74%)
2023	$6,963.00 (+3.48%)	$218,480 (-) Land $57,230 Building $161,250
2022	$6,729.00	$218,480 Land $57,230 Building $161,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
GoNetspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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