Wolcott Town property record for 42 Saddle Rd, Wolcott, CT 06716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,068 sqft · built 1994 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jul 2024) |
| Tax Bill | $12,041 (2026) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S0507200 |
| Primary APN | S0507200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,068 sqft Living Area |
| Gross Area | 7,076 sqft |
| 1st Floor Area | 1,520 sqft |
| Attic | Attic |
| Attic Area | 950 sqft |
| Basement Area | 1,520 sqft |
| Unfinished Basement | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | S0507200 |
|---|---|
| Street Address | 42 SADDLE RD |
| City | WOLCOTT |
| State | CT |
| Zip | 06716-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | WOLCOTT CT |
| Township / Civil Division | WOLCOTT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 361300 |
Source: Wolcott Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 SADDLE RD, WOLCOTT, CT 06716-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Sep 5, 2019 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on Record |
| Deed Sale | Jul 3, 2024 · Amount on Record |
| Deed Book / Page | 564 / 962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOLCOTT CT |
| Recording Date | Jul 3, 2024 |
| Property Address | 42 SADDLE RD, WOLCOTT, CT 06716-2044 |
| Document Number | 000564-962 |
| Book / Page | 564 / 962 |
| Instrument Date | Jul 2, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000564965 |
|---|---|
| Date | Jul 3, 2024 |
| Instrument | 564/965 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOLCOTT CT |
| Property Address | 42 SADDLE RD, WOLCOTT, CT 06716-2044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 513-79 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 513/79 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOLCOTT CT |
| Property Address | 42 SADDLE RD, WOLCOTT, CT 06716-2044 |
| Document Number | 497-2 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 42 SADDLE RD WOLCOTT CT 067162044, WOLCOTT, CT 06716-2044 |
| Document Number | 497-2 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 000497/000002 |
| Instrument | 100014 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Wolcott Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wolcott Town |
| Unified School District | Wolcott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,041.00 (+15.39%) | $416,660 (+43.46%) Land $67,620 Building $349,040 | $619,904 (+204.92%) |
| 2025 | $10,435.00 | $290,430 (+8.79%) Land $57,230 Building $233,200 | $203,301 Land $40,061 Building $163,240 |
| 2024 | $10,435.00 (+22.65%) | ||
| 2023 | $8,508.00 (+3.47%) | $266,970 (-) Land $57,230 Building $209,740 | |
| 2022 | $8,223.00 | $266,970 Land $57,230 Building $209,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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