Franklin County and Erving Town property record for 54 River Rd, Erving, MA 01344
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 1.5 ba · 1,768 sqft · built 1949 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Dec 2019) |
| Tax Bill | $2,560 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Sep 2021 Refinance + 1 more |
| APN | ERVI M:004 B:001 L:012 |
| Primary APN | ERVI M:004 B:001 L:012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Total Area |
| Gross Area | 3,984 sqft |
| Basement Area | 1,096 sqft |
| Unfinished Basement | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 54 RIVER RD |
|---|---|
| City | ERVING |
| State | MA |
| Zip | 01344-4410 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | ERVING MA |
| Township / Civil Division | ERVING |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 40400 |
54 River Rd, a commercial property, is owned by two individuals who bought it in December 2019.
Source: Franklin County and Erving Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 RIVER RD, ERVING, MA 01344-4410 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OCEANSIDE MORTGAGE CO |
| Sep 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on File |
| Deed Sale | Dec 5, 2019 · Amount on File |
| Deed Document Number | 201913003 |
| Deed Book / Page | 7464 / 49 |
| Prior Transfer Date | Dec 4, 2019 |
| Prior Transfer Doc | 0007464-49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERVING MA |
| Recording Date | Jul 31, 2026 |
| Property Address | 54 RIVER RD, ERVING, MA 01344-4410 |
| Document Number | 0000006876 |
| Book / Page | 8681 / 96 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20266876 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 RIVER RD, ERVING, MA 01344-4410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERVING MA |
| Property Address | 54 RIVER RD, ERVING, MA 01344-4410 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 007846-200 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 7846/200 |
| Instrument | 11524 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERVING MA |
| Property Address | 54 RIVER RD, ERVING, MA 01344-4410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7616-210 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 7616/210 |
| Instrument | 10000 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 54 River Rd was $2,560, up 6.8% from the year before.
Source: Franklin County and Erving Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Erving Town |
| Elementary School District | Erving School District (PK - 06) |
| Secondary School District | Gill-Montague School District in Erving (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,560.00 (+6.84%) | $275,000 (+5.81%) Land $79,000 Building $196,000 | $343,043 (-3.35%) |
| 2024 | $2,396.00 | $259,900 (+3.05%) Land $79,000 Building $180,900 | $354,920 |
| 2023 | $252,200 Land $79,000 Building $173,200 | ||
| 2022 | $1,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 54 River Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERVING WATER DEPT serves 561 people · EPA ID MA1091000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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