Franklin County and Erving Town property record for 46 River Rd, Erving, MA 01344
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1945 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,000 (Nov 1981) |
| Tax Bill | $2,260 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2026 Mortgage |
| APN | ERVI M:004 B:001 L:009 |
| Primary APN | ERVI M:004 B:001 L:009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 3,696 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 RIVER RD |
|---|---|
| City | ERVING |
| State | MA |
| Zip | 01344-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ERVING MA |
| Township / Civil Division | ERVING |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 40400 |
Source: Franklin County and Erving Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 RIVER RD, ERVING, MA 01344-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage FRANKLIN COUNTY RHA |
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1981 · Amount on Record |
| Deed Sale | Nov 1, 1981 · Amount on Record |
| Last Transfer Date | Mar 18, 2025 |
| Transfer Doc | 008453-228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERVING MA |
| Recording Date | Jun 3, 2026 |
| Property Address | 46 RIVER RD, ERVING, MA 01344-4410 |
| Document Number | 008650-265 |
| Book / Page | 8650 / 265 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20264656 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 RIVER RD, ERVING, MA 01344-4410 |
| Document Number | 0000004656, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 8650/265 |
| Instrument | 20264656 |
| Name | FRANKLIN COUNTY RHA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 601 Months |
| Due | Jul 1, 2076 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERVING MA |
| Property Address | 46 RIVER RD, ERVING, MA 01344-4410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008594-221 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 8594/221 |
| Instrument | 639 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Franklin County and Erving Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Erving Town |
| Elementary School District | Erving School District (PK - 06) |
| Secondary School District | Gill-Montague School District in Erving (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,260.00 (+7.47%) | $242,800 (+6.44%) Land $70,600 Building $172,200 | $323,400 (-2.79%) |
| 2024 | $2,103.00 (+15.93%) | $228,100 (+0.57%) Land $70,600 Building $157,500 | $332,690 |
| 2023 | $1,814.00 | $226,800 Land $70,600 Building $156,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERVING WATER DEPT serves 561 people · EPA ID MA1091000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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