Middlesex County and Edison Township property record for 54 Richard Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1952 |
| Lot Size | 0.456 acres (19,868 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,980 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01025-0000-00014 |
| Primary APN | 05-01025-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 19,868 sqft (0.456 acres) |
| Lot Dimensions | 179 ft deep x 111 ft wide |
| Account Number | 00025025 |
|---|---|
| Street Address | 54 RICHARD RD |
| City | EDISON |
| State | NJ |
| Zip | 08820-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 111X179 |
| Legal Subdivision | STEPHENVILLE SEC 02-C |
| Legal Block | 1025 |
| Legal Lot Number | 14 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1415 |
54 Richard Rd is owned and occupied by two individuals.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 RICHARD RD, EDISON, NJ 08820-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL RESOURCES FCU |
| May 2, 2019 | Deed of Trust, Mortgage · Line of Credit FINANCIAL RESOURCES FCU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 54 RICHARD RD, EDISON, NJ 08820-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021083358 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 18508/635 |
| Instrument | 2021083358 |
| Name | FINANCIAL RESOURCES FCU |
|---|---|
| Type | Credit Union |
| Address | BRIDGEWATER, NJ 08807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 4, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 54 RICHARD RD, EDISON, NJ 08820-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032870 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 17486/0576 |
| Instrument | 2019032870 |
| Name | FINANCIAL RESOURCES FCU |
|---|---|
| Type | Credit Union |
| Address | BRIDGEWATER, NJ 08807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 54 RICHARD RD, EDISON, NJ 08820-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000037895 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 17860/115 |
| Instrument | 2020037895 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 54 RICHARD RD, EDISON, NJ 08820-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SILK ABSTRACT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000107952 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 18105/760 |
| Instrument | 2020107952 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 54 Richard Rd was $10,980.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,500 (-) Land $109,600 Building $74,900 | $184,500 (-) Land $109,600 Building $74,900 | |
| 2025 | $10,980.00 (-0.03%) | $184,500 Land $109,600 Building $74,900 | $184,500 Land $109,600 Building $74,900 |
| 2024 | $10,983.00 | ||
| 2023 | $184,500 Land $109,600 Building $74,900 | $184,500 Land $109,600 Building $74,900 | |
| 2022 | $10,927.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 54 Richard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Richard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures