Middlesex County and Edison Township property record for 48 Richard Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,346 sqft · built 2009 |
| Lot Size | 0.353 acres (15,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,625 (Feb 2009) |
| Tax Bill | $22,852 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01025-0000-00008 |
| Primary APN | 05-01025-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,346 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 15,390 sqft (0.353 acres) |
| Lot Dimensions | 171 ft deep x 102 ft wide |
| Account Number | 00025019 |
|---|---|
| Street Address | 48 RICHARD RD |
| City | EDISON |
| State | NJ |
| Zip | 08820-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 102X171 IRR |
| Legal Subdivision | STEPHENVILLE SEC 02-C |
| Legal Block | 1025 |
| Legal Lot Number | 8 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1415 |
48 Richard Rd is owned and occupied by two individuals who bought it in February 2009.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 RICHARD RD, EDISON, NJ 08820-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Aug 19, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2009 · Amount on File |
| Deed Sale | Feb 26, 2009 · Amount on File |
| Deed Document Number | 20091601 |
| Deed Book / Page | 6027 / 718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 RICHARD RD, EDISON, NJ 08820-2514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 RICHARD RD, EDISON, NJ 08820-2514 |
| Document Number | 0000081253 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 19039/653 |
| Instrument | 2022081253 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 RICHARD RD, EDISON, NJ 08820-2514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | WINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 2021138180 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 18701/540 |
| Instrument | 2021138180 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 48 RICHARD RD, EDISON, NJ 08820-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000066327 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 17591/0011 |
| Instrument | 2019066327 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 48 Richard Rd was $22,852.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,000 (-) Land $107,400 Building $276,600 | $384,000 (-) Land $107,400 Building $276,600 | |
| 2025 | $22,852.00 (-0.03%) | $384,000 Land $107,400 Building $276,600 | $384,000 Land $107,400 Building $276,600 |
| 2024 | $22,859.00 | ||
| 2023 | $384,000 Land $107,400 Building $276,600 | $384,000 Land $107,400 Building $276,600 | |
| 2022 | $22,744.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 48 Richard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Richard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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