55 Richard Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 55 Richard Rd, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details4,259 sqft · built 2017
Lot Size0.517 acres (22,499 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Oct 2014)
Tax Bill$30,552 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-01024-0000-00005

Property Details

APN / Parcel Number

Primary APN05-01024-0000-00005
Alternative APNs
  • 050102400005
  • 00024994

Interior

Stories1 Story
Building Area4,259 sqft Living Area
1st Floor Area4,259 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Lot Area22,499 sqft (0.517 acres)
Lot Dimensions180 ft deep x 125 ft wide

Location & Zoning

Account Number00024994
Street Address55 RICHARD RD
CityEDISON
StateNJ
Zip08820-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description125X180
Legal SubdivisionSTEPHENVILLE SEC 2-C
Legal Block1024
Legal Lot Number5
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group1
Census Block1010
Census Tract1415

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 RICHARD RD, EDISON, NJ 08820-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2014 · Amount on Record
Deed SaleOct 28, 2014 · Amount on Record
Deed Document Number2014178
Deed Book / Page6628 / 540
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address55 RICHARD RD, EDISON, NJ 08820-2516
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanySERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 RICHARD RD, EDISON, NJ 08820-2516

Mortgage

Document Number0000059141
DateSep 29, 2025
Book Page19836/1118
Instrument2025059141
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 22, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$513,400 (-) Land $112,800 Building $400,600$513,400 (-) Land $112,800 Building $400,600
2025$30,552.00 (-0.03%)$513,400 (-) Land $112,800 Building $400,600$513,400 (-) Land $112,800 Building $400,600
2024$30,562.00 (+0.51%)
2023$513,400 Land $112,800 Building $400,600$513,400 Land $112,800 Building $400,600
2022$30,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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