54 Prospect St, Sparta, MI 49345 Property Records

Kent County property record for 54 Prospect St, Sparta, MI 49345

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size0.157 acres (6,839 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Aug 2020)
Tax Bill$1,996 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-05-23-128-018

Property Details

APN / Parcel Number

Primary APN41-05-23-128-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,152 sqft Living Area
1st Floor Area820 sqft
Basement Area442 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBi-Level
Lot Area6,839 sqft (0.157 acres)
Lot Dimensions110 ft deep x 62 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address54 PROSPECT ST
CitySPARTA
StateMI
Zip49345-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR3
Legal DescriptionLOT 7 BLK 8 EX N 2.0 FT ALSO THAT PART OF VACATED E 10 FT OF PROSPECT ST ADJ SD PARCEL ON THE W * NASH'S FIRST ADD
Legal SubdivisionFT OF PROSPECT ST ADJ SD PARCEL ON THE W
Legal Block8
Legal Lot Number7
JurisdictionKENT MI
Township / Civil DivisionSPARTA
Census Block Group2
Census Block2001
Census Tract10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 PROSPECT ST, SPARTA, MI 49345-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleAug 31, 2020 · Amount on Record
Deed Document Number202083178583
Prior Transfer DateFeb 22, 2000
Prior Transfer Doc5117000437
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateAug 31, 2020
Property Address54 PROSPECT ST, SPARTA, MI 49345-1430
Document Number0000078583
Instrument DateAug 25, 2020
Instrument20200831-0078583
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6789 CANNON FARMS DR NE, 6789, ROCKFORD, MI 49341-7719

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 OAK ST APT 102, 102, CEDAR SPRINGS, MI 49319-9258

Mortgage

Document Number0000078584
DateAug 31, 2020
Instrument20200831-0078584
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSparta Township
MunicipalitySparta Village
Unified School DistrictSparta Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,400 (+4.37%)$176,800 (+4.37%)
2025$1,996.00 (+68.44%) Homeowner's exemption$84,700 (+20.48%)$169,400 (+20.48%)
2023$70,300$140,600
2019$1,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA
serves 4,140 people · EPA ID MI0006200
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

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