48 Prospect St, Sparta, MI 49345 Property Records

Kent County property record for 48 Prospect St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1940
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Jul 2019)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-128-017`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-128-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	231 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 PROSPECT ST
City	SPARTA
State	MI
Zip	49345-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR3
Legal Description	LOT 6 BLK 8 ALSO THAT PART OF VACATED E 10 FT OF PROSPECT ST ADJ SD LOT ON THE W ALSO N 2.0 FT OF LOT 7 BLK 8 ALSO THAT PART
Legal Subdivision	ON THE W NASHS FIRST ADD
Legal Block	8
Legal Lot Number	6-7
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

48 Prospect St is owned and occupied by an individual who bought it in July 2019.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	48 PROSPECT ST, SPARTA, MI 49345-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES INC
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	201955564
Prior Transfer Date	Sep 4, 2008
Prior Transfer Doc	0000085792
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 30, 2019
Property Address	48 PROSPECT ST, SPARTA, MI 49345-1430
Document Number	0000055564
Map Reference	LB 2 PG 92
Instrument Date	Jul 24, 2019
Instrument	20190730-0055564
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 PROSPECT ST, 48, SPARTA, MI 49345-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PROSPECT ST, SPARTA, MI 49345-1430

Mortgage

Document Number	0000055565
Date	Jul 30, 2019
Instrument	20190730-0055565

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 2, 2018
Property Address	48 PROSPECT ST, SPARTA, MI 49345-1430
Document Number	0000033883
Map Reference	LB2 PG92
Instrument Date	Apr 25, 2018
Instrument	20180502-0033883
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2790 HARDING ST, 2790, CONKLIN, MI 49403-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 OTTAWA AVE NW, GRAND RAPIDS, MI 49503-1429

Mortgage

Document Number	0000033884
Date	May 2, 2018
Instrument	20180502-0033884

Lender

Name	NORTHERN MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 23, 2018
Property Address	48 PROSPECT ST, SPARTA, MI 49345-1430
Document Number	0000014037
Instrument Date	Feb 19, 2018
Instrument	14037
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PROSPECT ST SPARTA MI 493451430, SPARTA, MI 49345-1430

Tax Assessment & Valuation

The 2025 property tax bill for 48 Prospect St was $1,905.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,100 (+5.51%)	$176,200 (+5.51%)
2025	$1,905.00 Homeowner's exemption	$83,500	$167,000
2023		$69,300	$138,600
2019	$1,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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