36 Prospect St, Sparta, MI 49345 Property Records

Kent County property record for 36 Prospect St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1930
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2024)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-128-031`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-128-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	240 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	110 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 PROSPECT ST
City	SPARTA
State	MI
Zip	49345-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR3
Legal Description	410523128031 LOTS 4 & 5 BLK 8 EX N 30 FT OF LOT 4 & E 10 FT OF THAT PART OF VACATED PORTION OF PROSPECT ST ADJ SD PARCEL ON
Legal Subdivision	FT OF THAT PART OF VACATED PORTION OF PR
Legal Block	8
Legal Lot Number	4-5
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

36 Prospect St is owned by two individuals who bought it in July 2024.

Source: Kent County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	600 10 MILE RD NE, COMSTOCK PARK, MI 49321-9661
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Quit Claim Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 29, 2017	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES INC
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	202437160
Prior Transfer Date	Jan 13, 2022
Prior Transfer Doc	0000009692
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 1, 2022
Property Address	36 PROSPECT ST, SPARTA, MI 49345-1430
Document Number	0000009692
Map Reference	LB 2 PG 92B
Instrument Date	Feb 1, 2022
Instrument	20220201-0009692
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8360 YOUNG AVE NE, 8360, ROCKFORD, MI 49341-9809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 PROSPECT ST, SPARTA, MI 49345-1430

Mortgage

Document Number	0000009693
Date	Feb 1, 2022
Instrument	20220201-0009693

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	36 PROSPECT ST, SPARTA, MI 49345-1430
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053524
Date	May 6, 2021
Instrument	20210506-0053524

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 29, 2017
Property Address	36 PROSPECT ST, SPARTA, MI 49345-1430
Document Number	0000108519
Instrument Date	Dec 14, 2017
Instrument	20171229-0108519
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 PROSPECT ST, 36, SPARTA, MI 49345-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6559 SUMMER MEADOWS DR NE, ROCKFORD, MI 49341-7559

Mortgage

Document Number	0000108520
Date	Dec 29, 2017
Instrument	20171229-0108520

Lender

Name	NORTHERN MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 5, 2017
Property Address	36 PROSPECT ST, SPARTA, MI 49345-1430
Document Number	0000001114
Map Reference	LB2 PG92
Instrument Date	Dec 12, 2016
Instrument	20170105-0001114
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 PROSPECT ST, 36, SPARTA, MI 49345-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1063 BRIDGE ST NW, GRAND RAPIDS, MI 49504-5061

Mortgage

Document Number	0000001115
Date	Jan 5, 2017
Instrument	20170105-0001115

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 36 Prospect St was $4,710.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,200 (+5.62%)	$210,400 (+5.62%)
2025	$4,710.00	$99,600	$199,200
2023		$74,300	$148,600
2019	$1,482.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 36 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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