54 Poncho, Irvine, CA 92602 Property Records

Orange County property record for 54 Poncho, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,733 sqft · built 2021
Lot Size	0.175 acres (7,617 sqft)
Owner	Company Name on File
Last Sale	$2,376,500 (Mar 2022)
Tax Bill	$33,315 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`527-371-26`

Property Details

APN / Parcel Number

Primary APN	`527-371-26`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,733 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,617 sqft (0.175 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	54 PONCHO
City	IRVINE
State	CA
Zip	92602-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17798 BLK LOT 74
Legal Subdivision	TRACT NO 16755
Legal Tract	17798
Legal Lot Number	74
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5037
Census Tract	52437

Owner

54 Poncho is owned by a company that bought it in March 2022.

Source: Orange County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	54 PONCHO, IRVINE, CA 92602-1906
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 28, 2022	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Dec 3, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	2022118594
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	54 PONCHO, IRVINE, CA 92602-1906
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 PONCHO, IRVINE, CA 92602-1906

Mortgage

Document Number	0000359668
Date	Dec 30, 2025
Instrument	2025000359668

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	54 PONCHO, IRVINE, CA 92602-1906
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 PONCHO, IRVINE, CA 92602-1906

Mortgage

Document Number	0000049466
Date	Mar 6, 2024
Instrument	2024000049466

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 28, 2022
Property Address	54 PONCHO, IRVINE, CA 92602-1906
Document Number	0000118594
Map Reference	MB 951 PG 7-13
Instrument Date	Feb 8, 2022
Instrument	2022000118594
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	54 PONCHO, IRVINE, CA 92602-1906

Mortgage

Document Number	0000118595
Date	Mar 28, 2022
Instrument	2022000118595

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 3, 2021
Property Address	54 PONCHO, IRVINE, CA 92602-1906
Document Number	0000732304
Map Reference	MB 829 PG 1-29
Instrument Date	Nov 11, 2021
Instrument	2021000732304
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36310 INLAND VALLEY DR STE 300, 300, WILDOMAR, CA 92595-7594

Tax Assessment & Valuation

The 2025 property tax bill for 54 Poncho was $33,315.

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$33,315.00	$2,510,306 Land $1,565,193 Building $945,113
2023	$31,362.00 (+44.11%)	$2,412,829 Land $1,504,415 Building $908,414
2022	$21,763.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 54 Poncho in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Poncho is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Cityside Fiber, GeoLinks, Google Fiber, T-Mobile.

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