54 Oak Knoll Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 54 Oak Knoll Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,150 sqft · built 1993
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$119,900 (Dec 1993)
Tax Bill$6,552 (2025)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APNS21105

Property Details

APN / Parcel Number

Primary APNS21105
Alternative APN
  • LOWE M:256 B:4373 L:54

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,150 sqft Living Area
Gross Area2,700 sqft
1st Floor Area844 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS21105
Street Address54 OAK KNOLL RD
CityLOWELL
StateMA
Zip01852-4971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block4373
Legal Lot Number54
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 OAK KNOLL RD, LOWELL, MA 01852-4971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 1993 · Amount on Record
Deed SaleDec 30, 1993 · Amount on Record
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address54 OAK KNOLL RD, LOWELL, MA 01852-4971
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036915-113
DateMar 22, 2022
Book Page36915/113
Instrument12621
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2032

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,552.00 (-2.99%)$570,700 (+0.63%) Land $198,000 Building $372,700$594,985 (+2.54%)
2024$6,754.00 (+5.88%)$567,100 (+10.42%) Land $185,100 Building $382,000$580,260
2023$6,379.00$513,600 Land $160,900 Building $352,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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