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  5. Oak Knoll Rd

49 Oak Knoll Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 49 Oak Knoll Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,921 sqft · built 1993
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$393,000 (Jul 2018)
Tax Bill$6,406 (2025)
Deeds & MortgagesJun 2021 Refinance
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APNS21085

Property Details

APN / Parcel Number

Primary APNS21085
Alternative APN
  • LOWE M:256 B:4373 L:49

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,921 sqft Living Area
Gross Area2,872 sqft
1st Floor Area856 sqft
Basement Area600 sqft
Unfinished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS21085
Street Address49 OAK KNOLL RD
CityLOWELL
StateMA
Zip01852-4972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block4373
Legal Lot Number49
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address49 OAK KNOLL RD, LOWELL, MA 01852-4972
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PROVIDENT FUNDING ASSOCIATES LP
Jun 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleMay 30, 2003 · Amount on Record
Deed Book / Page32277 / 265
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address49 OAK KNOLL RD, LOWELL, MA 01852-4972
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035834-57
DateJun 3, 2021
Book Page35834/57
Instrument33035
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address49 OAK KNOLL RD, LOWELL, MA 01852-4972
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35834-57
DateJun 3, 2021
Book Page35834/57
Instrument33035
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,406.00 (-2.84%)$558,000 (+0.79%) Land $197,200 Building $360,800$583,205 (+4.55%)
2024$6,593.00 (+5.89%)$553,600 (+10.43%) Land $184,300 Building $369,300$557,840
2023$6,226.00$501,300 Land $160,300 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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