42 Oak Knoll Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 42 Oak Knoll Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,372 sqft · built 1993
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$121,900 (Sep 1993)
Tax Bill$6,149 (2026)
Deeds & MortgagesMay 2021 Refinance
Flood ZoneZone X (minimal risk)
APNS21115

Property Details

APN / Parcel Number

Primary APNS21115
Alternative APNs
  • LOWE M:256 B:4373 L:42
  • M:000256 T:S21115

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area2,490 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS21115
Street Address42 OAK KNOLL RD
CityLOWELL
StateMA
Zip01852-4971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block4373
Legal Lot Number42
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 OAK KNOLL RD, LOWELL, MA 01852-4971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 1993 · Amount on Record
Deed SaleSep 2, 1993 · Amount on Record
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address42 OAK KNOLL RD, LOWELL, MA 01852-4971
Transaction TypeMortgage
Record UpdatedMay 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35714-250
DateMay 6, 2021
Book Page35714/250
Instrument26937
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,149.00 (+5.78%)$541,800 (+6.99%) Land $201,000 Building $340,800$534,910 (+5.52%)
2025$5,813.00 (-2.56%)$506,400 (+1.1%) Land $197,200 Building $309,200$506,920 (+3.95%)
2024$5,966.00 (+6.14%)$500,900 (+10.67%) Land $184,300 Building $316,600$487,635
2023$5,621.00$452,600 Land $160,300 Building $292,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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