54 Mountain View Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 54 Mountain View Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,652 sqft · built 1950
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Sep 2020)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T26 096`

Property Details

APN / Parcel Number

Primary APN	`T26 096`
Alternative APN	`677050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,652 sqft Heated Area
Basement Area	1,652 sqft
Unfinished Basement	1,652 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	223 sqft
Deck Area	223 sqft
Patio Area	223 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	677050
Street Address	54 MOUNTAIN VIEW DR
City	TOCCOA
State	GA
Zip	30577-3088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 3 GARLAND S/D
Legal Subdivision	GARLAND S/D
Legal Lot Number	3
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2022
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Sep 18, 2020	Warranty Deed, Transfer
Jan 15, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Jan 14, 2019 · Amount on Record
Deed Document Number	0001223108
Deed Book / Page	1223 / 108
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	54 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3088
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3088

Mortgage

Document Number	0014130000000416
Date	Jul 8, 2025
Book Page	0000001413/0000000416

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 18, 2020
Property Address	54 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3088
Document Number	0012230108
Book / Page	1223 / 108
Instrument Date	Sep 18, 2020
Instrument	2020-001061
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3088

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 15, 2019
Property Address	54 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3088
Document Number	0011680324
Book / Page	001168 / 000324
Instrument Date	Jan 14, 2019
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MOUNTAIN VIEW DR TOCCOA GA 305773088, TOCCOA, GA 30577-3088

Mortgage

Document Number	11680326
Date	Jan 15, 2019
Book Page	001168/000326

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 14, 2021

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+32.32%) Homeowner's exemption	$76,221 (+55.77%) Land $3,687 Building $72,534	$190,554 (+55.77%) Land $9,218 Building $181,336
2023	$1,671.00 (+1.4%) Homeowner's exemption	$48,931 (+5%) Land $3,687 Building $45,244	$122,327 (+4.99%) Land $9,218 Building $113,109
2022	$1,648.00 Homeowner's exemption	$46,603 Land $3,687 Building $42,916	$116,508 Land $9,218 Building $107,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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