231 Mountain View Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 231 Mountain View Dr, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,521 sqft · built 1957
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2025)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T25 163`

Property Details

APN / Parcel Number

Primary APN	`T25 163`
Alternative APN	`676900`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,521 sqft Heated Area
Basement Area	2,511 sqft
Unfinished Basement	2,511 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	71,438 sqft (1.64 acres)
Terrain	Gentle Slope
Porch	Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	676900
Street Address	231 MOUNTAIN VIEW DR
City	TOCCOA
State	GA
Zip	30577-3091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN VIEW DR LOT
Legal Subdivision	REVONDA DOUGLAS SURV
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2017
Census Tract	970102

Owner

Source: Stephens County records · APN T25 163

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	124 TIMBER RIDGE DR, TOCCOA, GA 30577-2671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Document Number	0001406374
Deed Book / Page	1406 / 374
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	231 MOUNTAIN VIEW DR, TOCCOA, GA 30577-3091
Document Number	0012310281
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MOUNTAIN VIEW DR TOCCOA GA 305773091, TOCCOA, GA 30577-3091

Mortgage

Document Number	0012310281
Date	Dec 04, 2020
Book Page	001231/000281

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 03, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00 (+130.35%) Homeowner's exemption	$95,654 (+49.19%) Land $9,022 Building $86,632	$239,133 (+49.19%) Land $22,554 Building $216,579
2023	$1,229.00 (-36.65%) Homeowner's exemption	$64,116 (+16.87%) Land $9,022 Building $55,094	$160,290 (+16.87%) Land $22,554 Building $137,736
2022	$1,940.00 Homeowner's exemption	$54,860 Land $9,022 Building $45,838	$137,149 Land $22,554 Building $114,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Georgia
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.