181 Mountain View Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 181 Mountain View Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,812 sqft · built 1950
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2017)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T25 162`

Property Details

APN / Parcel Number

Primary APN	`T25 162`
Alternative APN	`676850`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,812 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Terrain	Gentle Slope

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	648 sqft
Deck Area	60 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	676850
Street Address	181 MOUNTAIN VIEW DR
City	TOCCOA
State	GA
Zip	30577-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	MOUNTAIN VIEW DR LOT
Legal Subdivision	0210 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2017
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 MOUNTAIN VIEW DR, TOCCOA, GA 30577-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Aug 1, 1994
Deed Document Number	20171248
Deed Book / Page	1137 / 29
Prior Transfer Date	Oct 11, 2007
Prior Transfer Doc	0008310424
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	181 MOUNTAIN VIEW DR, TOCCOA, GA 30577-1918
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MOUNTAIN VIEW DR, TOCCOA, GA 30577-1918

Mortgage

Document Number	0013580000000444
Date	Feb 29, 2024
Book Page	0000001358/0000000444

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	181 MOUNTAIN VIEW DR, TOCCOA, GA 30577-1918
Document Number	0011670207
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MOUNTAIN VIEW DR TOCCOA GA 305771918, TOCCOA, GA 30577-1918

Mortgage

Document Number	0011670207
Date	Dec 27, 2018
Book Page	001167/000207

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2043

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 27, 2017
Property Address	181 MOUNTAIN VIEW DR, TOCCOA, GA 30577-1918
Document Number	0011370029
Book / Page	001137 / 000029
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MOUNTAIN VIEW DR TOCCOA GA 305771918, TOCCOA, GA 30577-1918

Mortgage

Document Number	11370030
Date	Nov 27, 2017
Book Page	001137/000030

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00 (+35.89%) Homeowner's exemption	$141,154 (+62.66%) Land $8,885 Building $132,269	$352,885 (+62.66%) Land $22,213 Building $330,672
2023	$3,009.00 (+2.66%) Homeowner's exemption	$86,776 (+4.71%) Land $8,885 Building $77,891	$216,941 (+4.71%) Land $22,213 Building $194,728
2022	$2,931.00 Homeowner's exemption	$82,875 Land $8,885 Building $73,990	$207,188 Land $22,213 Building $184,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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