54 Howland Ter, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 54 Howland Ter, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,852 sqft · built 1912
Lot Size	0.144 acres (6,270 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2023)
Tax Bill	$6,198 (2026)
Deeds & Mortgages	Aug 2023 Sale Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-023-00030`

Property Details

APN / Parcel Number

Primary APN	`24-023-00030`
Alternative APN	`WORC M:24 B:023 L:00030`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	4,161 sqft
1st Floor Area	934 sqft
Attic	Attic
Attic Area	918 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,270 sqft (0.144 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	24-023-00030
Street Address	54 HOWLAND TER
City	WORCESTER
State	MA
Zip	01602-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	23
Legal Lot Number	30
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1008
Census Tract	730901

Owner

54 Howland Ter is owned and occupied by two individuals who bought it in August 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 HOWLAND TER, WORCESTER, MA 01602-2631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Quit Claim Deed, Transfer
Dec 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ASW FUND 1 LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on File
Deed Sale	Aug 2, 2023 · Amount on File
Prior Sale	Dec 23, 2022 · Amount on File
Deed Book / Page	69469 / 256
Prior Transfer Date	Jul 24, 2023
Prior Transfer Doc	069469-256
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 2, 2023
Property Address	54 HOWLAND TER, WORCESTER, MA 01602-2631
Document Number	069469-256
Book / Page	69469 / 256
Instrument Date	Jul 24, 2023
Instrument	63076
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 HOWLAND TER, WORCESTER, MA 01602-2631

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 23, 2022
Property Address	54 HOWLAND TER, WORCESTER, MA 01602-2631
Document Number	068649-170
Book / Page	68649 / 170
Instrument Date	Dec 22, 2022
Instrument	135426
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 HOWLAND TER, WORCESTER, MA 01602-2631

Mortgage

Document Number	0000135427
Date	Dec 23, 2022
Instrument	135427

Lender

Name	ASW FUND 1 LP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 54 Howland Ter was $6,198, up 3.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,198.00 (+3.32%)	$466,700 (+2.62%) Land $116,100 Building $350,600	$488,994 (-8.03%)
2025	$5,999.00	$454,800 Land $110,500 Building $344,300	$531,715 (+13.67%)
2024			$467,780
2023	$4,810.00	$335,400 Land $96,100 Building $239,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Howland Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Howland Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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