Worcester County and Worcester City property record for 47 Howland Ter, Worcester, MA 01602
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,812 sqft · built 1930 |
| Lot Size | 0.206 acres (8,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,107 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-025-00023 |
| Primary APN | 24-025-00023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| Gross Area | 5,894 sqft |
| 1st Floor Area | 1,406 sqft |
| Attic | Attic |
| Attic Area | 1,406 sqft |
| Basement Area | 1,406 sqft |
| Unfinished Basement | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,969 sqft (0.206 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 24-025-00023 |
|---|---|
| Street Address | 47 HOWLAND TER |
| City | WORCESTER |
| State | MA |
| Zip | 01602-2633 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RS-7 |
| Legal Block | 25 |
| Legal Lot Number | 23 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 730901 |
47 Howland Ter, a duplex, is owned and occupied by two individuals.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 HOWLAND TER, WORCESTER, MA 01602-2633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 47 HOWLAND TER, WORCESTER, MA 01602-2633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072092-346 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 72092/346 |
| Instrument | 46156 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jul 1, 2035 |
| Index | 5-Year CMT |
The 2026 property tax bill for 47 Howland Ter was $6,107, up 5.5% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,107.00 (+5.55%) | $459,900 (+4.83%) Land $124,200 Building $335,700 | $517,641 |
| 2025 | $5,786.00 | $438,700 Land $118,300 Building $320,400 | |
| 2023 | $5,144.00 | $358,700 Land $102,900 Building $255,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Howland Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 47 Howland Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
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