St. Louis County property record for 54 Highgate Rd, Saint Louis, MO 63132
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,414 sqft · built 1940 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jan 2020) |
| Tax Bill | $11,182 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17L-22-0410 |
| Primary APN | 17L-22-0410 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,414 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 792 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 268 sqft |
| Patio Area | 318 sqft |
| Poultry House | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 54 HIGHGATE RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63132-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42SR |
| Legal Description | CHEVY CHASE & LOT PT 40 LOT 41 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 215500 |
54 Highgate Rd is owned and occupied by two individuals who bought it in January 2020.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2020 · Amount on File |
| Deed Sale | Jan 7, 2020 · Amount on File |
| Deed Document Number | 2020690 |
| Deed Book / Page | 23870 / 4658 |
| Prior Transfer Date | Jul 16, 1997 |
| Prior Transfer Doc | 0000000484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Document Number | 2023031400280 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023031400280 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | VISION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 54 HIGHGATE RD, OLIVETTE, MO 63132-4309 |
| Document Number | 0250485627 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 25048/5627 |
| Instrument | 2021081200954 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | VISION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Document Number | 0244844176 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 24484/4176 |
| Instrument | 2020120801313 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 7, 2020 |
| Property Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Document Number | 0238704658 |
| Book / Page | 23870 / 4658 |
| Map Reference | MB 24 PG 10 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 2020010700690 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | CONTINENTAL TITLE HOLDING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 SAN ANGELO DR, 249, CHESTERFIELD, MO 63017-2216 |
| Name | Verified Name |
|---|---|
| Address | 54 HIGHGATE RD, SAINT LOUIS, MO 63132-4309 |
| Document Number | 2020010700691 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 2020010700691 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 54 Highgate Rd was $11,182, up 4.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Olivette City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,300 (-) Land $65,840 Building $98,460 | $864,700 (-) Land $346,500 Building $518,200 | |
| 2025 | $11,182.00 (+4.13%) | $164,300 Land $65,840 Building $98,460 | $864,700 Land $346,500 Building $518,200 |
| 2024 | $10,738.00 (-1.12%) | ||
| 2023 | $10,860.00 (+20.04%) | $152,970 (+23.67%) Land $57,890 Building $95,080 | $805,100 Land $304,700 Building $500,400 |
| 2022 | $9,047.00 | $123,690 Land $53,070 Building $70,620 | |
| 2021 | $651,000 Land $279,300 Building $371,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 54 Highgate Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 16 (1978–2022) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Highgate Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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