St. Louis County property record for 43 Highgate Rd, Saint Louis, MO 63132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,962 sqft · built 1952 |
| Lot Size | 0.419 acres (18,239 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,065,000 (Aug 2025) |
| Tax Bill | $9,910 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17L-22-0278 |
| Primary APN | 17L-22-0278 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,962 sqft Living Area |
| Gross Area | 3,487 sqft |
| 1st Floor Area | 1,810 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 18,239 sqft (0.419 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 43 HIGHGATE RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63132-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42SR |
| Legal Description | CHEVY CHASE LOTS 13 & 14 |
| Legal Subdivision | CHEVY CHASE |
| Legal Block | 2 |
| Legal Lot Number | 13,14 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 215500 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 28, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Jul 11, 2017 | Warranty Deed, Transfer GERSHMAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Prior Sale | Jul 11, 2017 · Amount on Record |
| Deed Document Number | 202547 |
| Prior Transfer Date | Jun 29, 2017 |
| Prior Transfer Doc | 02260201964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 20, 2025 |
| Property Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Document Number | 2025082000047 |
| Map Reference | MB 24 PG 10&11 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025082000047 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | ETITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 HACIENDA DR, SAINT LOUIS, MO 63124-1734 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Document Number | 2025082000048 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 2025082000048 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | VISION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Document Number | 0241940882 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 24194/882 |
| Instrument | 2020081001782 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Document Number | 0234664058 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 43 HIGHGATE RD ST LOUIS MO 631324308, ST LOUIS, MO 63132-4308 |
| Document Number | 0234664058 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 023466/004058 |
| Instrument | 824 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 2, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 11, 2017 |
| Property Address | 43 HIGHGATE RD, SAINT LOUIS, MO 63132-4308 |
| Document Number | 0226021971 |
| Book / Page | 022602 / 001971 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 503 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 43 HIGHGATE RD ST LOUIS MO 631324308, ST LOUIS, MO 63132-4308 |
| Document Number | 226021974 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 022602/001974 |
| Instrument | 504 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Olivette City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,520 (-) Land $73,950 Building $71,570 | $765,900 (-) Land $389,200 Building $376,700 | |
| 2025 | $9,910.00 (+3.19%) | $145,520 (+6.41%) Land $73,950 Building $71,570 | $765,900 (+6.42%) Land $389,200 Building $376,700 |
| 2024 | $9,604.00 (-1.13%) | $136,750 (-) Land $60,710 Building $76,040 | |
| 2023 | $9,714.00 (+6.51%) | $136,750 (+9.66%) Land $60,710 Building $76,040 | $719,700 (+9.66%) Land $319,500 Building $400,200 |
| 2022 | $9,120.00 | $124,700 Land $55,650 Building $69,050 | |
| 2021 | $656,300 Land $292,900 Building $363,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 16 (1978–2022) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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