55 Highgate Rd, Saint Louis, MO 63132 Property Records

St. Louis County property record for 55 Highgate Rd, Saint Louis, MO 63132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,284 sqft · built 1937
Lot Size0.314 acres (13,678 sqft)
Owner2 Individual Names on File
Last Sale$498,000 (Aug 2005)
Tax Bill$7,627 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN17L-22-0443

Property Details

APN / Parcel Number

Primary APN17L-22-0443

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,284 sqft Living Area
Gross Area3,074 sqft
1st Floor Area912 sqft
Basement Area790 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 2004
Architectural StyleBungalow
Exterior MaterialBrick
Foundation TypeRaised
Lot Area13,678 sqft (0.314 acres)
Lot Dimensions90 ft deep x 90 ft wide
Garage TypeBasement
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area36 sqft
Deck Area54 sqft
Patio Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address55 HIGHGATE RD
CitySAINT LOUIS
StateMO
Zip63132-4308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code42SR
Legal DescriptionCHEVY CHASE & LOT PT 10 LOT 9
Legal SubdivisionCHEVY CHASE
Legal Block2
Legal Lot Number9
JurisdictionST LOUIS MO
Township / Civil DivisionCREVE COEUR
Census Block Group3
Census Block3011
Census Tract215500

Owner

55 Highgate Rd is owned and occupied by two individuals who bought it in August 2005.

Source: St. Louis County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address55 HIGHGATE RD, SAINT LOUIS, MO 63132-4308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2005 · Amount on File
Deed SaleAug 26, 2005 · Amount on File
Prior SaleJan 15, 2002 · Amount on File
Deed Document Number20051059
Deed Book / Page16746 / 2094
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address55 HIGHGATE RD, SAINT LOUIS, MO 63132-4308
Document Number0231661607
Instrument DateAug 17, 2018
Transaction TypeMortgage
Record UpdatedSep 5, 2018
Title CompanyINVESTORS TITLE COMPANY-CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 HIGHGATE RD ST LOUIS MO 631324308, ST LOUIS, MO 63132-4308

Mortgage

Document Number0231661607
DateAug 23, 2018
Book Page023166/001607
Instrument320
Lender
NameGERSHMAN MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
AmountAmount on Record
Term360 Months
DueAug 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Highgate Rd was $7,627, up 1.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityOlivette City
Unified School DistrictLadue School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,820 (-) Land $66,140 Building $45,680$588,500 (-) Land $348,100 Building $240,400
2025$7,627.00 (+1.18%)$111,820 Land $66,140 Building $45,680$588,500 Land $348,100 Building $240,400
2024$7,538.00 (-1.13%)
2023$7,624.00 (-2.69%)$107,180 (+0.06%) Land $58,010 Building $49,170$564,100 Land $305,300 Building $258,800
2022$7,835.00$107,120 Land $53,160 Building $53,960
2021$563,800 Land $279,800 Building $284,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Highgate Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims16 (1978–2022)
Claims Outside the SFHA16 of 16
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Highgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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