54 Gerald St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 54 Gerald St, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,215 sqft · built 1880
Lot Size0.071 acres (3,100 sqft)
OwnerIndividual Name on Record
Last Sale$253,400 (Mar 2021)
Tax Bill$3,585 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPAWT M:65 L:0320

Property Details

APN / Parcel Number

Primary APNPAWT M:65 L:0320
Alternative APN
  • 650320

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,215 sqft Living Area
Gross Area2,126 sqft
1st Floor Area848 sqft
Basement Area612 sqft
Unfinished Basement612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,100 sqft (0.071 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number650320
Street Address54 GERALD ST
CityPAWTUCKET
StateRI
Zip02860-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Lot Number320
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group1
Census Block1032
Census Tract16600

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address70 WOOD ST, 22, PAWTUCKET, RI 02860-3123
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleMay 18, 2016 · Amount on Record
Deed Document Number2021110
Deed Book / Page4658 / 153
Transfer Doc3851-279
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateMar 22, 2021
Property Address54 GERALD ST, PAWTUCKET, RI 02860-5102
Document Number4658-153
Book / Page4658 / 153
Instrument DateMar 22, 2021
Instrument110
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 WOOD ST APT 22, 22, PAWTUCKET, RI 02860-3123

Mortgage

Document Number111
DateMar 22, 2021
Instrument111
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number004658-166
DateMar 22, 2021
Book Page4658/166
Instrument112
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,585.00 (+12.1%)$272,600 (+44.39%) Land $101,200 Building $171,400
2023$3,198.00 (+2.17%)$188,800 (-) Land $67,500 Building $121,300
2022$3,130.00$188,800 Land $67,500 Building $121,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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