46 Gerald St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 46 Gerald St, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,315 sqft · built 1887
Lot Size0.071 acres (3,100 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Aug 2018)
Tax Bill$3,641 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNPAWT M:65 L:0279

Property Details

APN / Parcel Number

Primary APNPAWT M:65 L:0279
Alternative APN
  • 650279

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,315 sqft Living Area
Gross Area2,440 sqft
1st Floor Area948 sqft
Basement Area678 sqft
Unfinished Basement678 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,100 sqft (0.071 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number650279
Street Address46 GERALD ST
CityPAWTUCKET
StateRI
Zip02860-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Lot Number279
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group1
Census Block1032
Census Tract16600

Owner

Source: Pawtucket City records · APN PAWT M:65 L:0279

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 GERALD ST, PAWTUCKET, RI 02860-5102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Deed of Trust, Mortgage
RHODE ISLAND CREDIT UNION
Mar 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Aug 20, 2018Warranty Deed, Transfer
PROVINCE MTG ASSOC
Nov 27, 2017Quit Claim Deed, Transfer
Nov 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2018 · Amount on Record
Deed SaleAug 20, 2018 · Amount on Record
Prior SaleNov 27, 2017 · Amount on Record
Deed Document Number201857
Deed Book / Page4269 / 301
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address46 GERALD ST, PAWTUCKET, RI 02860-5102
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005263-207
DateNov 03, 2025
Book Page5263/207
Instrument23
Lender
NameRHODE ISLAND CREDIT UNION
Agreement
AmountAmount Recorded
Term241 Months
DueDec 01, 2045

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address46 GERALD ST, PAWTUCKET, RI 02860-5102
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004652-170
DateMar 10, 2021
Book Page4652/170
Instrument46
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateAug 20, 2018
Property Address46 GERALD ST, PAWTUCKET, RI 02860-5102
Document Number004269-301
Book / Page4269 / 301
Instrument57
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$31.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042690302
DateAug 20, 2018
Instrument04269/0302
Lender
NamePROVINCE MTG ASSOC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueAug 20, 2048

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPAWTUCKET RI
Recording DateNov 27, 2017
Property Address46 GERALD ST, PAWTUCKET, RI 02860-5102
Document Number4163-308
Book / Page004163 / 000308
Instrument DateNov 21, 2017
Transaction TypeTransfer
Record UpdatedDec 12, 2017

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30 DANTE ST BARRINGTON RI 028063931, BARRINGTON, RI 02806-3931

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateNov 27, 2017
Property Address46 GERALD ST, PAWTUCKET, RI 02860-5102
Document Number4163-305
Book / Page004163 / 000305
Instrument DateNov 14, 2017
Transaction TypeTransfer
Record UpdatedDec 12, 2017

Transaction

AmountAmount Recorded
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 DANTE ST BARRINGTON RI 028063931, BARRINGTON, RI 02806-3931

Tax Assessment & Valuation

Source: Pawtucket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,641.00 (+1.76%)$276,900 (+31.11%) Land $101,200 Building $175,700
2023$3,578.00 (+2.17%)$211,200 (-) Land $67,500 Building $143,700
2022$3,502.00$211,200 Land $67,500 Building $143,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Based on FCC filings for 865 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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