31 Gerald St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 31 Gerald St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1880
Lot Size	0.065 acres (2,851 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Mar 2013)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:65 L:0584`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:65 L:0584`
Alternative APN	`650584`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,066 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,851 sqft (0.065 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	650584
Street Address	31 GERALD ST
City	PAWTUCKET
State	RI
Zip	02860-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	584
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1029
Census Tract	16600

Owner

31 Gerald St is owned and occupied by two individuals who bought it in March 2013.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 GERALD ST, PAWTUCKET, RI 02860-5101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2013 · Amount on File
Deed Sale	Mar 18, 2013 · Amount on File
Prior Sale	Sep 11, 2012 · Amount on File
Deed Book / Page	3580 / 89
Transfer Doc	003524-345
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	31 GERALD ST, PAWTUCKET, RI 02860-5101
Document Number	4190-316
Book / Page	004190 / 000316
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GERALD ST PAWTUCKET RI 028605101, PAWTUCKET, RI 02860-5101

Mortgage

Document Number	4190-316
Date	Feb 2, 2018
Book Page	004190/000316
Instrument	60

Lender

Name	FIRST HM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31 Gerald St was $3,293.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,293.00	$250,400 Land $99,600 Building $150,800	$367,737
2023	$2,890.00 (+2.16%)	$170,600 (-) Land $66,400 Building $104,200
2022	$2,829.00	$170,600 Land $66,400 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Gerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880