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54 E Earle St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 54 E Earle St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details7 bd · 1.5 ba · 1,964 sqft · built 1890
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$641,000 (May 2026)
Tax Bill$3,763 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Oct 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8850-13

Property Details

APN / Parcel Number

Primary APN8850-13
Alternative APN
  • CUMB M:007 B:0110 L:000

Interior

Bedrooms7 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area1,964 sqft Living Area
Gross Area3,691 sqft
1st Floor Area1,140 sqft
Basement Area1,110 sqft
Unfinished Basement1,110 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8850-13
Street Address54 E EARLE ST
CityCUMBERLAND
StateRI
Zip02864-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block110
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1007
Census Tract11200

Owner

Source: Cumberland Town records · APN 8850-13

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 E EARLE ST, CUMBERLAND, RI 02864-7612
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 03, 2025Warranty Deed, Transfer · Line of Credit
LENDINGONE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleOct 03, 2025 · Amount on Record
Deed Book / Page2030 / 474
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMay 19, 2026
Property Address54 E EARLE ST, CUMBERLAND, RI 02864-7612
Document Number02030-0474
Book / Page2030 / 474
Instrument DateMay 18, 2026
Instrument2026155042
Transaction TypeTransfer
Record UpdatedJun 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address54 E EARLE ST, CUMBERLAND, RI 02864-7612

Mortgage

DateMay 19, 2026
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateOct 03, 2025
Property Address54 E EARLE ST, CUMBERLAND, RI 02864-7612
Document Number002012-553
Book / Page2012 / 553
Instrument DateOct 03, 2025
Instrument151464
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 E EARLE ST, CUMBERLAND, RI 02864-7612

Mortgage

Document Number0000151465
DateOct 03, 2025
Instrument151465
Lender
NameLENDINGONE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueNov 01, 2026

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$3,763.00 (+5.58%)$306,700 (-) Land $146,800 Building $159,900
2023$3,564.00 (+8.03%)$306,700 (+39.35%) Land $146,800 Building $159,900
2022$3,299.00$220,100 Land $102,600 Building $117,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070112001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1592021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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