Cumberland Town property record for 55 E Earle St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,468 sqft · built 1925 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $409,500 (Dec 2023) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0017-97 |
| Primary APN | 3-0017-97 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 740 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0017-97 |
|---|---|
| Street Address | 55 E EARLE ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 108 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11200 |
Source: Cumberland Town records · APN 3-0017-97
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 E EARLE ST, CUMBERLAND, RI 02864-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 06, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Feb 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2023 · Amount on Record |
| Deed Sale | Dec 06, 2023 · Amount on Record |
| Prior Sale | May 31, 2000 · Amount on Record |
| Deed Document Number | 2023141781 |
| Deed Book / Page | 1968 / 843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 06, 2023 |
| Property Address | 55 E EARLE ST, CUMBERLAND, RI 02864-7626 |
| Document Number | 001968-843 |
| Book / Page | 1968 / 843 |
| Instrument Date | Dec 05, 2023 |
| Instrument | 141781 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 E EARLE ST, CUMBERLAND, RI 02864-7626 |
| Document Number | 0000141782 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 141782 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001968-862 |
|---|---|
| Date | Dec 06, 2023 |
| Book Page | 1968/862 |
| Instrument | 141783 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 55 E EARLE ST, CUMBERLAND, RI 02864-7626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001921-660 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 1921/660 |
| Instrument | 130951 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2047 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,166.00 (+5.6%) | $339,500 (-) Land $136,900 Building $202,600 |
| 2023 | $3,945.00 (+12.75%) | $339,500 (+45.46%) Land $136,900 Building $202,600 |
| 2022 | $3,499.00 | $233,400 Land $95,800 Building $137,600 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 644 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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