1. Home
  2. Rhode Island
  3. Cumberland
  4. E Earle St

45 E Earle St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 45 E Earle St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,704 sqft · built 2024
Lot Size0.126 acres (5,489 sqft)
Owner2 Individual Names on File
Last Sale$589,000 (Aug 2024)
Tax Bill$5,571 (2025)
Deeds & MortgagesJan 2024 Sale
Dec 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN1-0026-39

Property Details

APN / Parcel Number

Primary APN1-0026-39
Alternative APNs
  • CUMB M:007 B:0535 L:000
  • 9994-31

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,704 sqft Living Area
Gross Area2,928 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,489 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1-0026-39
Street Address45 E EARLE ST
CityCUMBERLAND
StateRI
Zip02864-7611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block535
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1020
Census Tract11200

Owner

Source: Cumberland Town records · APN 1-0026-39

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 E EARLE ST, CUMBERLAND, RI 02864-7611
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Warranty Deed, Transfer
Dec 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MAGNOLIA BANK
Dec 08, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jan 04, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTAR MORTAGE INC
Aug 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number2024145547
Deed Book / Page1985 / 438
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJan 12, 2024
Property Address47 E EARLE ST, CUMBERLAND, RI 02864-7611
Document Number001970-855
Book / Page1970 / 855
Instrument DateJan 12, 2024
Instrument142321
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 BELLEVUE ST, CUMBERLAND, RI 02864-2403

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address47 E EARLE ST, CUMBERLAND, RI 02864-7611
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1868-249
DateDec 15, 2020
Book Page1868/249
Instrument119970
Lender
NameMAGNOLIA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateDec 08, 2020
Property Address47 E EARLE ST, CUMBERLAND, RI 02864-7611
Document Number1867-246
Book / Page001867 / 000246
Instrument DateDec 08, 2020
Instrument119718
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 E EARLE ST CUMBERLAND RI 028647611, CUMBERLAND, RI 02864-7611

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJan 04, 2019
Property Address47 E EARLE ST, CUMBERLAND, RI 02864-7611
Document Number1792-176
Book / Page1792 / 176
Instrument DateJan 04, 2019
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1792179
DateJan 04, 2019
Instrument1792/179
Lender
NameHOMESTAR MORTAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateAug 22, 2018
Property Address47 E EARLE ST, CUMBERLAND, RI 02864-7611
Document Number1781-779
Book / Page001781 / 000779
Instrument DateAug 22, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address47 E EARLE ST CUMBERLAND RI 028647611, CUMBERLAND, RI 02864-7611

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$5,571.00 (+277.18%)$454,000 (+257.2%) Land $127,100 Building $326,900
2023$1,477.00 (+10.8%)$127,100 (+42.97%) Land $127,100
2022$1,333.00$88,900 Land $88,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070112001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1592021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Earle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures