54 Decker Dr, Cary, IL 60013 Property Records

McHenry County property record for 54 Decker Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,162 sqft · built 1986
Lot Size	0.292 acres (12,749 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-18-204-008`

Property Details

APN / Parcel Number

Primary APN	`20-18-204-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,162 sqft
Gross Area	3,170 sqft
1st Floor Area	1,038 sqft
2nd Floor Area	1,124 sqft

Exterior

Year Built	Built 1986
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	12,749 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	54 DECKER DR
City	CARY
State	IL
Zip	60013-2284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0048108 LT 1 HILLHURST SUB UNIT 1 MEMO: KULANDAISAMY, ANTONY JOSEPH RAY
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	HILLHURST
Legal Block	204
Legal Lot Number	1
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3029
Census Tract	871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	54 DECKER DR, CARY, IL 60013-2284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jun 22, 1999
Deed Document Number	2021R0048108
Record Updated	Jun 7, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 1, 2021
Property Address	54 DECKER DR, CARY, IL 60013-2284
Document Number	0000048108
Map Reference	DOC 936166
Instrument Date	Aug 25, 2021
Instrument	2021R0048108
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 DECKER DR, CARY, IL 60013-2284

Mortgage

Document Number	0000048109
Date	Sep 1, 2021
Instrument	2021R0048109

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$103,560 Land $22,076 Building $81,484	$310,680 Land $66,228 Building $244,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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