85 Decker Dr, Cary, IL 60013 Property Records

McHenry County property record for 85 Decker Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,934 sqft · built 1989
Lot Size	0.32 acres (13,977 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Jun 2017)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-18-206-001`

Property Details

APN / Parcel Number

Primary APN	`20-18-206-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,934 sqft
Gross Area	2,740 sqft
1st Floor Area	1,128 sqft
2nd Floor Area	806 sqft

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	13,977 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	85 DECKER DR
City	CARY
State	IL
Zip	60013-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0023311 LT 28 HILLHURST SUB UNIT 1
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	HILLHURST
Legal Block	206
Legal Lot Number	28
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1023
Census Tract	871307

Owner

Source: McHenry County records · APN 20-18-206-001

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 DECKER DR, CARY, IL 60013-2285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Jun 23, 1999
Deed Document Number	2017R0023311
Record Updated	Jun 07, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 27, 2017
Property Address	85 DECKER DR, CARY, IL 60013-2285
Document Number	0000023311
Instrument Date	Jun 21, 2017
Instrument	2017R0023311
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$341.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 DECKER DR, CARY, IL 60013-2285

Mortgage

Document Number	0000023312
Date	Jun 27, 2017
Instrument	2017R0023312

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Jul 01, 2047

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$101,695 Land $22,076 Building $79,619	$305,085 Land $66,228 Building $238,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARY serves 17,826 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.