90 Decker Dr, Cary, IL 60013 Property Records

McHenry County property record for 90 Decker Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,162 sqft · built 1987
Lot Size0.265 acres (11,571 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Feb 2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-18-203-006

Property Details

APN / Parcel Number

Primary APN20-18-203-006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,162 sqft
Gross Area3,170 sqft
1st Floor Area1,038 sqft
2nd Floor Area1,124 sqft

Exterior

Year BuiltBuilt 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,571 sqft
Lot Dimensions87 ft deep x 133 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address90 DECKER DR
CityCARY
StateIL
Zip60013-2284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0039197 LT 57 HILLHURST SUB UNIT 1 MEMO: ROJAS, JUAN GONZALEZ/ GONZALEZ, CARMEN ABIGAIL
Legal Range09E
Legal Township43N
Legal Section18
Legal SubdivisionHILLHURST
Legal Block203
Legal Lot Number57
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3027
Census Tract871307

Owner

Source: McHenry County assessment roll, APN 20-18-203-006, as of January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address90 DECKER DR, CARY, IL 60013-2284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 22, 2022Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jan 07, 2019Deed of Trust, Mortgage · Closed-End Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2024 · Amount on Record
Deed SaleFeb 23, 2024 · Amount on Record
Prior SaleNov 22, 2022 · Amount on Record
Deed Document Number2024R0004191
Record UpdatedJun 07, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 23, 2024
Property Address90 DECKER DR, CARY, IL 60013-2284
Document Number0000004191
Map ReferenceDOC 936166
Instrument DateFeb 02, 2024
Instrument2024R0004191
Transaction TypeTransfer
Record UpdatedMar 06, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address90 DECKER DR, CARY, IL 60013-2284

Mortgage

Document Number0000004192
DateFeb 23, 2024
Instrument2024R0004192
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeFixed Rate
Rate5.75%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 22, 2022
Property Address90 DECKER DR, CARY, IL 60013-2284
Document Number0000039197
Map ReferenceDOC 936166
Instrument DateNov 07, 2022
Instrument2022R0039197
Transaction TypeTransfer
Record UpdatedDec 01, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$303.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14122 FAULKNER CT, PLAINFIELD, IL 60544-6105

Mortgage

Document Number0000039198
DateNov 22, 2022
Instrument2022R0039198
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address90 DECKER DR, CARY, IL 60013-2284
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000454
DateJan 07, 2019
Instrument2019R0000454
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term239 Months
DueDec 13, 2038

Tax Assessment & Valuation

Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$111,858 Land $22,076 Building $89,782$335,574 Land $66,228 Building $269,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 338 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARY
serves 17,826 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Decker Dr

Nearby Streets

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