54 Buffum Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 54 Buffum Rd, Charlton, MA 01507 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1991
Lot Size	12.5 acres (544,500 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Oct 2011)
Tax Bill	$5,709 (2025)
Deeds & Mortgages	Jul 2019 Refinance Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11446`

Property Details

APN / Parcel Number

Primary APN	`11446`
Alternative APNs	`CHAR M:0056 B:000A L:0000001` `CHRL M:0056 B:000A L:0000001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	3,218 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	544,500 sqft (12.5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11446
Street Address	54 BUFFUM RD
City	CHARLTON
State	MA
Zip	01507-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	A
Legal Lot Number	1
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3012
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records · APN 11446

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 BUFFUM RD, CHARLTON, MA 01507-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Dec 07, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION
Dec 07, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2011 · Amount on Record
Deed Sale	Oct 07, 2011 · Amount on Record
Prior Sale	Jul 15, 2010 · Amount on Record
Deed Book / Page	47940 / 318
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	54 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60660-130
Date	Jul 03, 2019
Book Page	60660/130
Instrument	63885

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	54 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63912-21
Date	Dec 07, 2020
Book Page	63912/21
Instrument	150539

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	54 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63912-39
Date	Dec 07, 2020
Book Page	63912/39
Instrument	150540

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Charlton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,709.00 (+4.69%)	$512,900 (+6.65%) Land $139,400 Building $373,500	$488,585 (+12.54%)
2024	$5,453.00 (+4.36%)	$480,900 (+12.02%) Land $133,600 Building $347,300	$434,150
2023	$5,225.00	$429,300 Land $113,900 Building $315,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277561023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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