52 Buffum Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 52 Buffum Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1998
Lot Size	1.39 acres (60,853 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Nov 2003)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0056 B:000A L:0000082`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0056 B:000A L:0000082`
Alternative APN	`CHRL M:0056 B:000A L:0000082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,564 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,853 sqft (1.39 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	52 BUFFUM RD
City	CHARLTON
State	MA
Zip	01507-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	TOWN CHARLTON
Legal Block	A
Legal Lot Number	82
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3012
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	52 BUFFUM RD, CHARLTON, MA 01507-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 12, 2018	Deed of Trust, Mortgage DIGITAL FCU
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC
May 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2003 · Amount on Record
Deed Sale	Nov 3, 2003 · Amount on Record
Prior Sale	Dec 17, 1998 · Amount on Record
Deed Book / Page	32140 / 321
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	52 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067894-271
Date	Jul 12, 2022
Book Page	67894/271
Instrument	75988

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	52 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64909-186
Date	Apr 12, 2021
Book Page	64909/186
Instrument	49976

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	52 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59087-370
Date	Jul 12, 2018
Book Page	59087/370
Instrument	70488

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2023

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	52 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60200-72
Date	Mar 28, 2019
Book Page	60200/72
Instrument	26696

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	52 BUFFUM RD, CHARLTON, MA 01507-1405
Document Number	60484-214
Instrument Date	May 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BUFFUM RD CHARLTON MA 015071405, CHARLTON, MA 01507-1405

Mortgage

Document Number	60484-214
Date	May 31, 2019
Book Page	060484/000214
Instrument	49663

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2039

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (+4.18%)	$425,100 (+6.17%) Land $81,100 Building $344,000	$429,210 (+13.38%)
2024	$4,541.00 (+3.13%)	$400,400 (+10.67%) Land $78,100 Building $322,300	$378,575
2023	$4,403.00	$361,800 Land $75,100 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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