54 Brook St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 54 Brook St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,437 sqft · built 1924
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jul 2024)
Tax Bill	$25,241 (2025)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`07-01001-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`07-01001-0000-00004`
Alternative APNs	`070100100004` `055140`

Interior

Stories	1 Story
Building Area	2,437 sqft Living Area
1st Floor Area	2,437 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Stucco
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Account Number	055140
Street Address	54 BROOK ST
City	CLOSTER
State	NJ
Zip	07624-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.43 AC 5,6
Legal Subdivision	MUNICIPALITY/CLOSTER
Legal Block	1001
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2031
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 BROOK ST, CLOSTER, NJ 07624-2459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	202442491
Deed Book / Page	5281 / 1621
Prior Transfer Date	Jul 24, 2014
Prior Transfer Doc	0017480626
Record Updated	Sep 20, 2026

October 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 6, 2021
Property Address	54 BROOK ST, CLOSTER, NJ 07624-2459
Document Number	0044061946
Book / Page	4406 / 1946
Instrument Date	Jul 27, 2021
Instrument	2021154507
Transaction Type	Construction Loan
Record Updated	Aug 17, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 MILLER RD, 243, MAHWAH, NJ 07430-1422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BROOK ST, CLOSTER, NJ 07624-2459

Mortgage

Document Number	2021154508
Date	Oct 6, 2021
Instrument	2021154508

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,292,700 (+6.12%) Land $586,300 Building $706,400	$1,292,700 (+6.12%) Land $586,300 Building $706,400
2025	$25,241.00 (-6.06%)	$1,218,200 (+143.25%) Land $556,300 Building $661,900	$1,218,200 (+143.25%) Land $556,300 Building $661,900
2024	$26,869.00 (+166.11%)
2023		$500,800 Land $436,300 Building $64,500	$500,800 Land $436,300 Building $64,500
2022	$10,097.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20