Bergen County and Closter Borough property record for 27 Brook St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,757 sqft · built 1935 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Dec 1998) |
| Tax Bill | $14,572 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-01002-0000-00010 |
| Primary APN | 07-01002-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,757 sqft Living Area |
| 1st Floor Area | 2,757 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Account Number | 088070 |
|---|---|
| Street Address | 27 BROOK ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.33 AC |
| Legal Block | 1002 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 BROOK ST, CLOSTER, NJ 07624-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NVE BANK |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NVE BANK |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NVE BANK |
| Apr 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1998 · Amount on Record |
| Deed Sale | Dec 1, 1998 · Amount on Record |
| Deed Document Number | 1998188230 |
| Deed Book / Page | 8124 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 BROOK ST, CLOSTER, NJ 07624-2402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049471747 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 4947/1747 |
| Instrument | 2023017434 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 3, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 BROOK ST, CLOSTER, NJ 07624-2402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042481389 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 4248/1389 |
| Instrument | 2021106328 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 BROOK ST, CLOSTER, NJ 07624-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025101247 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 02510/1247 |
| Instrument | 17-006776 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 7, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 BROOK ST, CLOSTER, NJ 07624-2402 |
| Document Number | 0036380993 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 27 BROOK ST CLOSTER NJ 076242402, CLOSTER, NJ 07624-2402 |
| Document Number | 0036380993 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 003638/000993 |
| Instrument | 20064004 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,400 (+9.83%) Land $452,000 Building $320,400 | $772,400 (+9.83%) Land $452,000 Building $320,400 | |
| 2025 | $14,572.00 (+11.89%) | $703,300 (+19.89%) Land $428,000 Building $275,300 | $703,300 (+19.89%) Land $428,000 Building $275,300 |
| 2024 | $13,023.00 (+8.79%) | ||
| 2023 | $586,600 Land $332,000 Building $254,600 | $586,600 Land $332,000 Building $254,600 | |
| 2022 | $11,971.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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