Bergen County and Closter Borough property record for 38 Brook St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,371 sqft · built 1939 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,000 (Jan 2020) |
| Tax Bill | $13,412 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01001-0000-00003 |
| Primary APN | 07-01001-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,371 sqft Living Area |
| 1st Floor Area | 1,371 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Account Number | 055130 |
|---|---|
| Street Address | 38 BROOK ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.29 AC |
| Legal Subdivision | KNICKERBOCKER TERRACE |
| Legal Block | 1001 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 633 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1861 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 29, 2020 | Grant Deed, Transfer · Construction Mortgage RCN CAP |
| Aug 27, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2020 · Amount on Record |
| Deed Sale | Jan 29, 2020 · Amount on Record |
| Prior Sale | Dec 11, 2007 · Amount on Record |
| Deed Document Number | 20209915 |
| Deed Book / Page | 3481 / 1117 |
| Prior Transfer Date | Jun 5, 2018 |
| Prior Transfer Doc | 0030372221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 BROOK ST, CLOSTER, NJ 07624-2458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | BRIDGEVIEW ABSTRACT, BRIDGEVIEW ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0044821846 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 4482/1846 |
| Instrument | 2021177732 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 29, 2020 |
| Property Address | 38 BROOK ST, CLOSTER, NJ 07624-2458 |
| Document Number | 0034811117 |
| Book / Page | 003481 / 001117 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 20009915 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 BROOK ST CLOSTER NJ 076242458, CLOSTER, NJ 07624-2458 |
| Document Number | 34811121 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 003481/001121 |
| Instrument | 20009916 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 28, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 27, 2018 |
| Property Address | 38 BROOK ST, CLOSTER, NJ 07624-2458 |
| Document Number | 0030372221 |
| Book / Page | 003037 / 002221 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 61435 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 120 S 6TH ST #2100 MINNEAPOLIS MN 554021823, 2100, MINNEAPOLIS, MN 55402-1823 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,300 (+7.72%) Land $555,000 Building $142,300 | $697,300 (+7.72%) Land $555,000 Building $142,300 | |
| 2025 | $13,412.00 (+13.98%) | $647,300 (+23.22%) Land $525,000 Building $122,300 | $647,300 (+23.22%) Land $525,000 Building $122,300 |
| 2024 | $11,767.00 (+11.2%) | ||
| 2023 | $525,300 Land $405,000 Building $120,300 | $525,300 Land $405,000 Building $120,300 | |
| 2022 | $10,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 35 (1979–2021) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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