50 Avery Dr, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 50 Avery Dr, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,817 sqft · built 2018
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,880 (Mar 2026)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-092-6003-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-092-6003-4`
Alternative APNs	`01-1S-23-1200-0000-0020` `23S101120000000020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,817 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,880 sqft (0.135 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50 AVERY DR
City	VALPARAISO
State	FL
Zip	32580-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARONDOLET PH 2 LOT 2
Legal Range	23W
Legal Township	01S
Legal Section	01
Legal Subdivision	CARONDOLET PH 2
Legal Phase	2
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1013
Census Tract	21200

Owner

Source: Okaloosa County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1350 MOORGROVE RD, LEXINGTON, SC 29073-9908
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Sep 2, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Mar 19, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	20263807503
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 31, 2026
Property Address	50 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0003807503
Map Reference	MB 28 PG 19
Instrument Date	Mar 27, 2026
Instrument	3807503
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,596.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 AVERY DR, VALPARAISO, FL 32580-1771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 MOORGROVE RD, LEXINGTON, SC 29073-9908

Mortgage

Document Number	0003807504
Date	Mar 31, 2026
Instrument	3807504

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 2, 2021
Property Address	50 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0035710043
Book / Page	3571 / 43
Map Reference	MB 28 PG 19
Instrument Date	Aug 27, 2021
Instrument	3485282
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,597.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6095 NE 110TH RD, 6095, EASTON, MO 64443-4065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 AVERY DR, VALPARAISO, FL 32580-1771

Mortgage

Document Number	357145
Date	Sep 2, 2021
Instrument	3571/45

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 19, 2018
Property Address	50 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0033413651
Book / Page	003341 / 003651
Instrument Date	Mar 16, 2018
Instrument	3194888
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 AVERY DR VALPARAISO FL 325801771, VALPARAISO, FL 32580-1771

Mortgage

Document Number	33413653
Date	Mar 19, 2018
Book Page	003341/003653
Instrument	3194889

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (-5.01%)	$329,799 (-8.36%) Land $88,945 Building $240,854	$329,799 (-8.36%) Land $88,945 Building $240,854
2023	$5,166.00 (+8.28%)	$359,879 (+9.07%) Land $75,076 Building $284,803	$359,879 (+9.07%) Land $75,076 Building $284,803
2022	$4,771.00	$329,957 Land $62,175 Building $267,782	$329,957 Land $62,175 Building $267,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
City of Valparaiso Cable	300 / 25

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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