Hernando County property record for 5397 Panama Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,260 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,900 (Jun 2004) |
| Tax Bill | $1,138 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5200-1257-0110 |
| Primary APN | R32-323-17-5200-1257-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 1,140 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00685878 |
|---|---|
| Street Address | 5397 PANAMA AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1257 LOT 11 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1257 |
| Legal Lot Number | 11 |
| Legal Unit | 20 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41005 |
5397 Panama Ave is owned and occupied by two individuals who acquired it in April 2025.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 5397 PANAMA AVE, SPRING HILL, FL 34609-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2004 · Amount on File |
| Deed Sale | Jun 22, 2004 · Amount on File |
| Prior Sale | Jun 22, 2004 · Amount on File |
| Deed Document Number | 0018560801 |
| Last Transfer Date | Apr 23, 2025 |
| Transfer Doc | 0045481673 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5397 Panama Ave was $1,138 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,138.00 Additional exemption filed | $119,211 | $331,367 Land $47,609 Building $283,758 |
| 2023 | $112,477 (+3%) Land $112,477 | ||
| 2022 | $1,107.00 Homeowner's exemption | $109,201 | $304,486 Land $37,716 Building $266,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5397 Panama Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5397 Panama Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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