539 Westgate Dr, Napa, CA 94558 Property Records

Napa County property record for 539 Westgate Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,309 sqft · built 1991
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$989,000 (Jul 1998)
Tax Bill	$21,245 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-210-016-000`

Property Details

APN / Parcel Number

Primary APN	`061-210-016-000`
Alternative APNs	`061-210-016` `06121016`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	4,309 sqft Living Area
Gross Area	5,178 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	869 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	061-210-016
Street Address	539 WESTGATE DR
City	NAPA
State	CA
Zip	94558-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Subdivision	SILVERADO 05B
Legal Lot Number	26
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2008
Census Tract	201401

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4225 SOLANO AVE, NAPA, CA 94558-1611
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Jun 21, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 1998 · Amount on Record
Deed Sale	Jul 20, 1998 · Amount on Record
Prior Sale	Jul 19, 1995 · Amount on Record
Deed Document Number	199820418
Last Transfer Date	Jan 12, 1999
Transfer Doc	0000001674
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Apr 21, 2026
Property Address	539 WESTGATE DR, NAPA, CA 94558-1238
Document Number	0000005689
Instrument Date	Apr 14, 2026
Instrument	20265689
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0000005689,
Date	Apr 21, 2026
Instrument	20265689

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	539 WESTGATE DR, NAPA, CA 94558-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011739
Date	Jun 21, 2019
Instrument	2019-0011739

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Aug 20, 2020
Property Address	539 WESTGATE DR, NAPA, CA 94558-1238
Document Number	0000020538
Instrument Date	Jul 29, 2020
Instrument	20538
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	301 MAIN ST #17B SAN FRANCISCO CA 941055041, 17B, SAN FRANCISCO, CA 94105-5041

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Aug 20, 2020
Property Address	539 WESTGATE DR, NAPA, CA 94558-1238
Document Number	0000020537
Instrument Date	Jul 29, 2020
Instrument	20537
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	301 MAIN ST #17B SAN FRANCISCO CA 941055041, 17B, SAN FRANCISCO, CA 94105-5041

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,245.00 (+2.42%)	$1,809,221 (+2.35%) Land $448,529 Building $1,360,692	$1,809,221 (+2.35%) Land $448,529 Building $1,360,692
2025	$20,744.00 (+6.73%)	$1,767,747 (+5.47%) Land $439,735 Building $1,328,012	$1,767,747 Land $439,735 Building $1,328,012
2023	$19,436.00 (+1.48%)	$1,676,037 Land $422,660 Building $1,253,377
2022	$19,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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