539 Spencer Rd, Ray, OH 45672 Property Records

Jackson County property record for 539 Spencer Rd, Ray, OH 45672

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,057 sqft · built 1930
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on Record
Tax Bill$972 (2025)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone X (minimal risk)
APNE080050016900

Property Details

APN / Parcel Number

Primary APNE080050016900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,057 sqft Living Area
1st Floor Area266 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area213,444 sqft (4.9 acres)
TerrainRolling
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area210 sqft
Deck Area64 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address539 SPENCER RD
CityRAY
StateOH
Zip45672-9616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSW QT OF NW QT
Legal Range19
Legal Township08
Legal Section27
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1046
Census Tract957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address539 SPENCER RD, RAY, OH 45672-9616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 1996
Deed SaleApr 2, 1996
Last Transfer DateAug 24, 2017
Transfer Doc00126/2493
Record UpdatedSep 20, 2026

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OH
Recording DateAug 25, 2017
Property Address539 SPENCER RD, RAY, OH 45672-9616
Document Number00126/2493
Book / Page126 / 2493
Instrument DateAug 24, 2017
Instrument201700002743
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyNORWEST TITLE, NORTHWEST TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 SPENCER RD, RAY, OH 45672-9616

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
County SubdivisionJackson Township
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$972.00 (-80.22%) Homeowner's exemption$21,450 (-) Land $9,120 Building $12,330$61,300 (-) Land $26,060 Building $35,240
2023$4,913.00 (+533.12%)$21,450 (+31.27%) Land $9,120 Building $12,330
2022$776.00$16,340 Land $7,040 Building $9,300
2020$61,300 Land $26,060 Building $35,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1997–2011)
Claims Outside the SFHA3 of 14
Most Recent ClaimMay 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2011 · 8 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spencer Rd

Nearby Streets

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