895 Spencer Rd, Ray, OH 45672 Property Records

Jackson County property record for 895 Spencer Rd, Ray, OH 45672

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 1,404 sqft · built 2011
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Jul 1999)
Tax Bill$1,676 (2025)
Deeds & MortgagesOct 2021 Transfer
Flood ZoneZone X (minimal risk)
APNE080050017100

Property Details

APN / Parcel Number

Primary APNE080050017100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area130,680 sqft (3 acres)
TerrainRolling
Shed1 Shed
Shed Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address895 SPENCER RD
CityRAY
StateOH
Zip45672-9616
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionNE NW PT
Legal Range00
Legal Township00
Legal Section27
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1046
Census Tract957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address895 SPENCER RD, RAY, OH 45672-9616
OccupancyOwner Occupied
Owner TypeIndividual
VestingAlso Known As (AKA)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 1999 · Amount on Record
Deed SaleJul 20, 1999 · Amount on Record
Record UpdatedSep 20, 2026

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionJACKSON OH
Recording DateOct 5, 2021
Property Address895 SPENCER RD, RAY, OH 45672-9616
Document Number159/1226
Book / Page159 / 1226
Instrument DateOct 1, 2021
Instrument202100003586
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 SPENCER RD, RAY, OH 45672-9616

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
County SubdivisionJackson Township
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,676.00 (-3.51%)$36,960 (-) Land $7,540 Building $29,420$105,620 (-) Land $21,550 Building $84,070
2023$1,737.00 (+63.25%)$36,960 (+65%) Land $7,540 Building $29,420
2022$1,064.00$22,400 Land $5,710 Building $16,690
2020$105,620 Land $21,550 Building $84,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1997–2011)
Claims Outside the SFHA3 of 14
Most Recent ClaimMay 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2011 · 8 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spencer Rd

Nearby Streets

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