245 Spencer Rd, Ray, OH 45672 Property Records

Jackson County property record for 245 Spencer Rd, Ray, OH 45672

Property Summary

Property TypeMobile Home
Details672 sqft · built 1987
Lot Size12.2 acres (534,917 sqft)
OwnerIndividual Name on Record
Tax Bill$498 (2025)
Flood ZoneZone X (minimal risk)
APNE080060000300

Property Details

APN / Parcel Number

Primary APNE080060000300

Interior

Building Area672 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleMobile Home
Lot Area534,917 sqft (12.2 acres)
TerrainRolling
Pole Barn1,280 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address245 SPENCER RD
CityRAY
StateOH
Zip45672-9616
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSE NE PT
Legal Range00
Legal Township00
Legal Section28
JurisdictionJACKSON OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1046
Census Tract957400

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 SPENCER RD, RAY, OH 45672-9616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 1994
Deed SaleNov 28, 1994
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
County SubdivisionJackson Township
Unified School DistrictJackson City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$498.00 (-3.68%)$15,450 (-) Land $14,530 Building $920$44,130 (-) Land $41,510 Building $2,620
2023$517.00 (+70.07%)$15,450 (+36.36%) Land $14,530 Building $920
2022$304.00$11,330 Land $10,680 Building $650
2020$44,130 Land $41,510 Building $2,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1997–2011)
Claims Outside the SFHA3 of 14
Most Recent ClaimMay 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2011 · 8 claims
  • Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 95% of Ohio
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spencer Rd

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