539 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 539 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,034 sqft · built 2021
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$337,944 (Jun 2021)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026581-0370`

Property Details

APN / Parcel Number

Primary APN	`026581-0370`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,034 sqft Living Area
Gross Area	2,483 sqft
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	539 MEADOW RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/1-15 MEADOW RIDGE LOT 37 OR5306/616
Legal Range	28E
Legal Township	05S
Legal Section	33
Legal Subdivision	MEADOW RIDGE
Legal Block	1
Legal Lot Number	37
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

539 Meadow Ridge Dr is owned and occupied by an individual who bought it in June 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	539 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 30, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Document Number	202173086
Deed Book / Page	5306 / 616
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	539 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169

Mortgage

Document Number	0058541467
Date	Nov 9, 2023
Book Page	5854/1467
Instrument	2023088305

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 30, 2021
Property Address	539 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169
Document Number	0053060616
Book / Page	5306 / 616
Map Reference	MB 101 PG 1-15
Instrument Date	Jun 30, 2021
Instrument	2021073086
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169

Mortgage

Document Number	0005306618
Date	Jun 30, 2021
Instrument	5306/618

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0053060630
Date	Jun 30, 2021
Book Page	5306/630
Instrument	2021073088

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 539 Meadow Ridge Dr was $4,344 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,275 (-0.95%) Land $80,000 Building $253,275	$333,275 (-4.14%) Land $80,000 Building $253,275
2025	$4,344.00 (+12.57%) Homeowner's exemption	$336,485	$347,659 Land $90,000 Building $257,659
2024	$3,859.00 (+1.98%)
2023	$3,784.00 (+2.91%) Homeowner's exemption	$317,478 (+3%)	$325,952 (+5.75%) Land $86,000 Building $239,952
2022	$3,677.00 Homeowner's exemption	$308,231	$308,231 Land $67,200 Building $241,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 539 Meadow Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Meadow Ridge Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Meadow Ridge Dr

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