509 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 509 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,932 sqft · built 2022
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$477,677 (Mar 2022)
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026581-0330`

Property Details

APN / Parcel Number

Primary APN	`026581-0330`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 MEADOW RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/1-15 MEADOW RIDGE LOT 33 OR5507/773
Legal Range	28E
Legal Township	05S
Legal Section	33
Legal Subdivision	MEADOW RIDGE
Legal Block	1
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

Source: St. Johns County records · APN 026581-0330

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 23, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 03, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2022 · Amount on Record
Deed Sale	Mar 03, 2022 · Amount on Record
Deed Document Number	202223619
Deed Book / Page	5507 / 773
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170

Mortgage

Document Number	0062240475
Date	Sep 22, 2025
Book Page	6224/475
Instrument	2025077018

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Mar 01, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170

Mortgage

Document Number	0057611400
Date	May 23, 2023
Book Page	5761/1400
Instrument	2023039308

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 01, 2052

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 03, 2022
Property Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170
Document Number	0055070773
Book / Page	5507 / 773
Map Reference	MB 101 PG 1-15
Instrument Date	Feb 28, 2022
Instrument	2022023619
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,343.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3170

Mortgage

Document Number	0005507775
Date	Mar 03, 2022
Instrument	5507/775

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,118 (+2.7%)	$456,735 (-4.43%) Land $100,000 Building $356,735
2025	$5,754.00 (+12.03%) Homeowner's exemption	$441,205 (+2.9%)	$477,907 (-0.66%) Land $105,000 Building $372,907
2024	$5,136.00 (+1.95%) Homeowner's exemption	$428,771 (+3%)	$481,095 (+15.57%) Land $105,000 Building $376,095
2023	$5,038.00 (+284.29%) Homeowner's exemption	$416,283 (+395.58%)	$416,283 (+395.58%) Land $86,000 Building $330,283
2022	$1,311.00	$84,000	$84,000 Land $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 135 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Meadow Ridge Dr

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