524 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 524 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,188 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$382,607 (Jan 2022)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026581-1730`

Property Details

APN / Parcel Number

Primary APN	`026581-1730`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,711 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 MEADOW RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/1-15 MEADOW RIDGE LOT 173 OR5461/1728
Legal Range	28E
Legal Township	05S
Legal Section	33
Legal Subdivision	MEADOW RIDGE
Legal Block	1
Legal Lot Number	173
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

Source: St. Johns County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	524 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 5, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	20221205
Deed Book / Page	5461 / 1728
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	524 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MEADOW RIDGE DR, ST AUGUSTINE, FL 32092-3173

Mortgage

Document Number	0059021939
Date	Feb 21, 2024
Book Page	5902/1939
Instrument	2024012801

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	524 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MEADOW RIDGE DR, ST AUGUSTINE, FL 32092-3173

Mortgage

Document Number	0057240976
Date	Mar 15, 2023
Book Page	5724/976
Instrument	2023019547

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 5, 2022
Property Address	524 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173
Document Number	0054611728
Book / Page	5461 / 1728
Map Reference	MB 101 PG 1-15
Instrument Date	Dec 30, 2021
Instrument	2022001205
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,678.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3173

Mortgage

Document Number	0054611730
Date	Jan 5, 2022
Instrument	5461/1730

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,370 (-1.82%) Land $80,000 Building $291,370	$371,370 (-4.37%) Land $80,000 Building $291,370
2025	$4,906.00 (+12.32%) Homeowner's exemption	$378,239 (+2.9%)	$388,331 (-0.62%) Land $90,000 Building $298,331
2024	$4,368.00 (+1.96%) Homeowner's exemption	$367,579 (+3%)	$390,748 (+7.35%) Land $90,000 Building $300,748
2023	$4,284.00 (+2.81%) Homeowner's exemption	$356,873 (+3%)	$363,997 (+5.06%) Land $86,000 Building $277,997
2022	$4,167.00 Homeowner's exemption	$346,479	$346,479 Land $67,200 Building $279,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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