St. Charles County property record for 539 Buggywhip Dr, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,166 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $657,020 (2025) |
| Tax Bill | $4,319.00 (2024) |
| Primary APN | T001100033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 3,166 sqft Living Area |
| Gross Area | 5,134 sqft Gross Area |
| 1st Floor | 1,798 sqft 1st Floor |
| Basement Area | 1,368 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 282 sqft Patio |
| Porch | Open Porch |
| Porch Area | 40 sqft Porch |
| Account Number | T001100033 |
|---|---|
| Street Address | 539 BUGGYWHIP DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE CREEK #2 LOT 36 |
| Legal Subdivision | HORSE SHOE CREEK #2 |
| Legal Lot Number | 36 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | HARVESTER |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 311150 |
Source: St. Charles County records · APN T001100033
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2025 · Amount on Record |
| Deed Sale | Dec 01, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2005 · Amount on Record |
| Deed Doc Number | 202553740 |
| Prior Transfer Date | Nov 17, 2005 |
| Prior Transfer Doc | 0043521775 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 01, 2025 |
| Property Address | 539 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2308 |
| Document Number | 0000053740 |
| Map Reference | MB 35 PG 317 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025R-053740 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, GTC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2322 SPRING MILL ESTATES DR, SAINT CHARLES, MO 63303-1316 |
| Name | Verified Name |
|---|---|
| Address | 539 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2308 |
| Document Number | 0000053741 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025R-053741 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,952.00 (+14.66%) | $83,578 (+15.47%) | $439,884 (+15.47%) Land $70,000 Building $369,884 |
| 2024 | $4,319.00 | ||
| 2023 | $72,381 | ||
| 2022 | $380,952 Land $55,000 Building $325,952 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 7% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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