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538 Buggywhip Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 538 Buggywhip Dr, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,154 sqft · built 2000
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Apr 2019)
Tax Bill$5,091 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT001100038

Property Details

APN / Parcel Number

Primary APNT001100038
Alternative APN
  • 3-0036-8144-00-0041.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,154 sqft Living Area
1st Floor Area1,786 sqft
Basement Area1,328 sqft
Finished Basement544 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area45 sqft
Patio Area492 sqft

Location & Zoning

Account NumberT001100038
Old Parcel NumberT001100038
Street Address538 BUGGYWHIP DR
CitySAINT CHARLES
StateMO
Zip63304-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHORSESHOE CREEK #2 LOT 41
Legal Range04E
Legal Township46N
Legal SubdivisionHORSE SHOE CREEK #2
Legal Lot Number41
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2002
Census Tract311150

Owner

Source: St. Charles County records · APN T001100038

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage
DAS ACQUISITION
Apr 29, 2019Warranty Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleSep 09, 2002
Deed Document Number0007065978
Deed Book / Page7065 / 978
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address538 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2309
Document Number0002800665
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address538 BUGGYWHIP DR ST CHARLES MO 633042309, ST CHARLES, MO 63304-2309

Mortgage

Document Number0002800665
DateApr 28, 2020
Book Page000280/000665
Instrument264940
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueApr 27, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 29, 2019
Property Address538 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2309
Document Number0070650978
Book / Page007065 / 000978
Instrument DateApr 25, 2019
Instrument195030
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address538 BUGGYWHIP DR ST CHARLES MO 633042309, ST CHARLES, MO 63304-2309

Mortgage

Document Number70650980
DateApr 29, 2019
Book Page007065/000980
Instrument195040
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueApr 28, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,091.00$85,948 (+15.03%)$452,359 (+15.03%) Land $70,000 Building $382,359
2023$74,717
2022$393,249 Land $55,000 Building $338,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111502, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of Missouri
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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