St. Charles County property record for 530 Buggywhip Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,443 sqft · built 1999 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,500 (Jul 2019) |
| Tax Bill | $5,304 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T001100036 |
| Primary APN | T001100036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,272 sqft Living Area |
| Gross Area | 5,473 sqft |
| 1st Floor Area | 2,060 sqft |
| Basement Area | 1,383 sqft |
| Finished Basement | 829 sqft |
| Unfinished Basement | 554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Patio Area | 782 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T001100036 |
|---|---|
| Street Address | 530 BUGGYWHIP DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE CREEK #2 LOT 39 |
| Legal Subdivision | HORSE SHOE CREEK #2 |
| Legal Lot Number | 39 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 311150 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 530 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage STIFEL BK&TR |
| Jul 3, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Mar 27, 2013 · Amount on Record |
| Deed Document Number | 2019336570 |
| Deed Book / Page | 7100 / 1063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 530 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2309 |
| Document Number | 0072000138 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 530 BUGGYWHIP DR ST CHARLES MO 633042309, ST CHARLES, MO 63304-2309 |
| Document Number | 0072000138 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 007200/000138 |
| Instrument | 723710 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 16, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 3, 2019 |
| Property Address | 530 BUGGYWHIP DR, SAINT CHARLES, MO 63304-2309 |
| Document Number | 0071001063 |
| Book / Page | 007100 / 001063 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 336570 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 530 BUGGYWHIP DR ST CHARLES MO 633042309, ST CHARLES, MO 63304-2309 |
| Document Number | 71001065 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 007100/001065 |
| Instrument | 336580 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,563 (-) | $471,386 (-) Land $70,000 Building $401,386 | |
| 2025 | $5,304.00 | $89,563 (+13.52%) | $471,386 (+13.52%) Land $70,000 Building $401,386 |
| 2023 | $78,897 | ||
| 2022 | $415,247 Land $55,000 Building $360,247 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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