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539 95th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 539 95th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,224 sqft · built 1971
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on Record
Last Sale$402,000 (Jun 2021)
Tax Bill$697 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00350850-000000

Property Details

APN / Parcel Number

Primary APN00350850-000000
Alternative APNs
  • 01663200350850000000
  • 1428574

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area1,224 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2001
Exterior MaterialCombination
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions70 ft deep x 90 ft wide
Garage TypeCovered
Garage Area220 sqft
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1428574
Street Address539 95TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionS 1/2 LT 7 AND ALL LT 8 BUTTONWOOD ACRES PB4-160 KEY VACA OR537-208 OR837-1574 OR1104-2067 OR1381-72 OR1549-1594 OR1582-2383 OR1618-2271 OR1797-2253 OR1987-753 OR2075-1634 OR2102-849 OR2131-861 OR2736-1462 OR3101-2153
Legal Range32E
Legal Township66S
Legal Section01
Legal SubdivisionBUTTONWOODS ACRES
Legal Lot Number7,8
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1010
Census Tract971100

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address539 95TH STREET OCEAN, MARATHON, FL 33050-3313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Prior SaleApr 22, 2015 · Amount on Record
Deed Document Number20212322659
Deed Book / Page3101 / 2153
Prior Transfer DateMar 19, 2005
Prior Transfer Doc0021020849
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 1, 2021
Property Address539 95TH STREET OCEAN, MARATHON, FL 33050-3313
Document Number0031012153
Book / Page3101 / 2153
Map ReferenceMB 4 PG 160
Instrument DateMay 25, 2021
Instrument2322659
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,814.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1343 LONG BEACH DR, 1343, BIG PINE KEY, FL 33043-3500

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 95TH STREET OCEAN, MARATHON, FL 33050-3313

Mortgage

Document Number31012155
DateJun 1, 2021
Instrument3101/2155
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$697.00 (-80.5%) Veteran's exemption$382,714 (+5.99%)$459,769 (+8.06%) Land $283,500 Building $176,269
2024$3,575.00 (+2.91%)
2023$3,474.00 (+1.73%) Senior Citizen's exemption$361,097 (+3%)$425,493 (+21.37%) Land $267,750 Building $157,743
2022$3,415.00 Senior Citizen's exemption$350,580 Land $212,625 Building $137,955$350,580 Land $212,625 Building $137,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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