354 95th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 354 95th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1969
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Mar 2023)
Tax Bill	$4,265 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00351050-000000`

Property Details

APN / Parcel Number

Primary APN	`00351050-000000`
Alternative APNs	`01663200351050000000` `1428761`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	70 ft deep x 60 ft wide

Exterior Amenities

Pool Area	187 sqft
Deck Area	286 sqft
Patio Area	24 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1428761
Old Parcel Number	01663200351050000000
Street Address	354 95TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BUTTONWOOD ACRES PB4-160 KEY VACA OR619-321 OR753-1418F/J OR780-1733 OR822-2373 OR822-2377 OR950-1550 OR1744-1662
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	BUTTONWOODS ACRES
Legal Lot Number	28
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

354 95th St Ocean is owned and occupied by an individual who bought it in March 2023.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	354 95TH STREET OCEAN, MARATHON, FL 33050-3349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Mar 2, 2017 · Amount on File
Deed Document Number	2408463
Deed Book / Page	3213 / 2311
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 1, 2023
Property Address	354 95TH STREET OCEAN, MARATHON, FL 33050-3349
Document Number	0032132311
Book / Page	3213 / 2311
Map Reference	MB 4 PG 160
Instrument Date	Feb 28, 2023
Instrument	2408463
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	ACUITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1451 83RD AVE N, SAINT PETERSBURG, FL 33702-2849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 95TH STREET OCEAN, MARATHON, FL 33050-3349

Mortgage

Document Number	0032132313
Date	Mar 1, 2023
Instrument	3213/2313

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	354 95TH STREET OCEAN, MARATHON, FL 33050-3349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030660118
Date	Dec 29, 2020
Book Page	3066/118
Instrument	2297162

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 2, 2017
Property Address	354 95TH STREET OCEAN, MARATHON, FL 33050-3349
Document Number	0028411308
Book / Page	002841 / 001308
Instrument Date	Feb 28, 2017
Instrument	2112455
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 95TH STREET OCEAN MARATHON FL 330503349, MARATHON, FL 33050-3349

Mortgage

Document Number	28411310
Date	Mar 2, 2017
Book Page	002841/001310
Instrument	2112456

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,333 Land $204,120 Building $217,213	$421,333 Land $204,120 Building $217,213
2024	$4,265.00 (+154.63%)
2023	$1,675.00 (-14.06%) Homeowner's exemption	$161,235 (+3%)	$364,447 (+22.8%) Land $192,780 Building $171,667
2022	$1,949.00 Homeowner's exemption	$156,539	$296,792 Land $153,090 Building $143,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 354 95th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 354 95th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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